First Southern National Bank
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Additional Checking Options

Do you plan to manage your account electronically? Maybe you write lots of checks or maybe you don’t need checks at all. Whatever your preference, we’ve got an account to fit your lifestyle – and an exceptional customer service team to help you whenever you need it. Click here to compare account options.

If you’re looking for a traditional checking account that offers traditional checking options and the flexibility to add only the extras you need, our Traditional Checking account is for you.

  • No monthly balance fee unless your balance falls below $500, at which time the fee is $7.95 per month
  • Unlimited transactions, including check writing, debit card and ATM transactions
  • Interest-bearing account for balances $2,500 and greater
  • Free Visa debit card
  • Free Online Banking and Bill Pay
  • Free access to SimpleView, our online personal financial management system
  • Free Online Statement with check images
  • Free Mobile Banking (fees from your wireless carrier may apply)
  • Free Telephone Banking
  • A $250 deposit will open this account

Your choice:

For more information on all available Traditional Checking account extras and choices, click here.

  • Add Round-Up Savings for no additional charge
  • Option to add Special Overdraft Protection Service (Special OPS). Additional fees apply, based on usage. For more information on Overdraft Protection services, click here
Open an Account

No paper? No problem. If you want an account with no monthly maintenance fee, you don't plan to write checks and do not need a paper statement, this account is just for you.

  • No minimum balance or monthly maintenance fee
  • Unlimited debit card and ATM transactions
  • Limited check-writing**
  • Free Visa debit card
  • Free Online Banking and Bill Pay
  • Free access to SimpleView, our online personal financial management system
  • Free Online Statement*
  • Free Mobile Banking (fees from your wireless carrier may apply)
  • Free Telephone Banking
  • Free Round-Up Savings
  • A $250 deposit will open this account
  • Option to add Special Overdraft Protection Service (Special OPS). Additional fees apply, based on usage. For more information on Overdraft Protection services, click here.

* $5 fee applies for mailed statements

** $2 excess paper item fee per item in excess of 5 per statement cycle

Open an Account

We are pleased to extend a special offer to students (age 22 and under), seniors (age 55 and older), veterans and those actively serving in the military. Our Choice Checking account minimum balance requirement and related fee (a $7.95 per month value) will be waived for the primary checking account owned by these individuals. Additional services will be offered at the stated rate.

Switching banks is a big decision. Switching to First Southern is a good decision. We would love to help guide you step-by-step through the process of moving your account to First Southern National Bank. We’ve created a helpful Switch Kit to walk you through the steps. Click the Make the Switch link above, or you can let us know you’re ready to switch by clicking below and filling out the Get in Touch form and one of our bankers will contact you personally.

A First Southern deposit expert will help analyze your needs, explain your options and answer your questions.

Open your new account online now!