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5 Questions to Ask When Choosing a Checking Account

Finding the right checking account can appear to be a complicated and daunting task. Knowing the right questions to ask will ensure you’re in the right account – no stress, no fuss.

Consider these Five Simple Questions when you’re choosing your new checking account.

Question ONE: Is there a minimum balance requirement?

Minimum balance requirements are standard on most checking accounts. If you are unable to meet a minimum balance requirement, it could result in fees hitting your account at the end of the month.

Did you know? First Southern offers accounts with no minimum monthly balance requirement.

Question TWO: Are paper statements included?

The convenience and benefits of receiving Online Statements are huge. Download and organize your finances on the go as well as reduce paper clutter. If you prefer to receive a traditional paper statement mailed to you, make sure to ask if there’s a fee associated.

If you’re looking for an account that has complimentary paper statements, consider going First Class.

Question THREE: Can the account be opened online?

Today, checking accounts can typically be opened in-person at your local branch, or from the convenience of your home on your own schedule.

If you’re like me and life is super-busy, opening an account online is a huge plus! Personal checking accounts and First Southern’s Statement Savings accounts can be opened anytime online.

Question FOUR: Are there discounts available?

This question is especially important for seniors, veterans and those in active military status. If this applies to you, be sure to ask for special pricing.

There are additional discounts available for First Southern customers who are students and interested in Online Statements.

Question FIVE: What freebies are included with each account?

Every checking account will have its own set of perks. Make sure to ask this question to ensure you take full advantage of all available incentives and offerings.

For example, every checking account at First Southern National Bank comes with a complimentary VISA Debit Card, Round-Up Savings, Online Banking, Online Statements, Online Bill Pay, Mobile Banking App, Mobile Deposit and Fraud Protection through Card Management and Free Email Debit Card Alerts.


Josh Bowles
Digital Solutions Specialist

(606) 365-3555 Ext: 19402
Email: josh.bowles@fsnb.net