First Southern National Bank

Online Security

Your online security is a top priority. We have several programs in place to ensure your personal and account information is kept secure and confidential.

First Secure protects your accounts from unauthorized access and is an easy way to help prevent fraud. It identifies you as the true owner of your accounts by recognizing not only your password, but your computer as well. If your computer is not recognized – you have logged in from a public computer or one you haven’t used before – you will be asked a self-chosen challenge question as an additional line of defense to prevent unauthorized access. With First Secure, a free service for all our Online Banking customers, you will be protected no matter what computer you are using, whether you are at home, at work or on the go.

Your account and transactions are privileged information, which makes security First Southern’s top priority. Our online services – Online Banking, Bill Pay, Online Business Banking – utilize firewall and encryption technology that exceeds industry standards, ensuring that your transactions are executed in privacy.

Identity thieves are using a high-tech scam that typically involves e-mail spam designed to deceive you into disclosing personal or financial information, such as credit card numbers, bank account information, Social Security numbers, passwords and other sensitive information. This practice is commonly referred to as “phishing” or “carding.”

First Southern National Bank systems have not been compromised as a result of these scams; however, it is important to be aware of these fraudulent e-mails and to protect your personal and financial information.

First Southern National Bank customer service professionals will never ask for your Online Banking username or password, or your account number, PIN number or Social Security number in an e-mail.

If you receive an e-mail asking for such confidential information, please follow these steps:

  • Do not respond to the e-mail
  • Contact us immediately at 866-602-3762
  • We may ask you to forward a copy of the e-mail. The e-mail may be useful in identifying the culprit and help us to minimize the impact of the message on other customers.


If you have any questions regarding how First Southern handles your nonpublic personal information, you may contact us in writing at First Southern National Bank, P.O. Box 328, Stanford, Kentucky 40484 or call us toll-free at 866-602-3762.