First Southern National Bank
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First Class Checking

We’re excited to share the many benefits available to our First Class Checking customers. Here, you’ll find everything you’ll need to know to take full advantage of the long list of benefits that come with your account. If First Class Checking isn’t for you, click here to learn about other checking account options.

First Class Checking account holders have 24/7, 365 days per year access to qualified Identity Theft Restoration Privacy Advocates who will provide comprehensive, personalized recovery services to restore your identity and prevent future incidences of identity theft.

Cell Phone Protection will reimburse First Class Checking account holders for damage or theft of eligible cellular wireless telephones. After all insurance or indemnity has been exhausted, Cell Phone Protection will cover damage or theft, subject to terms and conditions.

Our toll free dispatch services, administered by Nation Safe Drivers, are available 24/7. A qualified network service provider will be dispatched to the location of your vehicle for towing, tire change, fuel delivery, lock out, vehicle extraction or jump start services.

First Class Checking account holders may receive up to $5,000 benefit for injury or loss of life as a result of a covered event, 24 hours a day, anywhere in the world. Up to a $20,000 benefit for loss of life as a result of a covered accident while riding as a fare paying passenger in, or are struck by, a regularly scheduled common carrier.

First Class Checking Customers Also Receive

  • No ATM Fees assessed by First Southern National Bank when you use a non-First Southern ATM.
  • Shopping and Entertainment Discounts from thousands of local and national vendors in 15 shopping categories. Don’t miss out on the savings available on items you purchase everyday!
  • Warranty Registration allows you to store and access key information about your warranties and the coverage they provide with our easy online system.
  • Price Protection: If you purchase a new item and within sixty days you find the item advertised at a lower price, we will reimburse you the difference.
  • Full Service Travel Agency includes agent airline fare guarantee, personal preference profile, full online travel and reservation booking services, hotel & rental car discount programs and vacation planning.

$5.95 monthly account service fee
Benefits are provided by non-affiliated third parties.
You may still incur fees from the ATM owner.

We're pleased to extend special pricing to First Class Checking account holders who are veterans or seniors (55 or older) and for Online Statement enrollment (maximum discount of $2.00 per account per month).

Switching banks is a big decision. Switching to First Southern is a good decision. We would love to help guide you step-by-step through the process of moving your account to First Southern National Bank. We’ve created a helpful Switch Kit to walk you through the steps. Click the Make the Switch link above, or you can let us know you’re ready to switch by clicking below and filling out the Get in Touch form and one of our bankers will contact you personally.

A First Southern deposit expert will help analyze your needs, explain your options and answer your questions.

Open your new account online now!