First Southern National Bank

Business & Commercial Loans

The speed of doing business is getting faster all the time. When it comes to borrowing money for your business, we understand that you need timely information and a quick turnaround. Here, you get both. Along with a variety of business loan options to fit your needs and help you achieve your goals.

We can provide a source of funds for the purchase or refinance of real estate, office space, factories or other income producing properties.

A line of credit can be a cost-effective approach for filling gaps in your cash flow, perfect for seasonal changes in inventory and receivables, unexpected cash needs or for taking advantage of vendor discounts.

If you're ready to build a new facility or improve existing real estate to enhance or service your business, a short-term business construction loan may be for you. Interest costs are reduced as work is completed and, in the end, we can help you convert your construction loan to more permanent financing.

If you're in the agriculture business and are interested in purchasing or refinancing farmland, we can offer fixed or variable rate loans with flexible repayment terms. We also offer financing for crop productions and livestock, farm equipment and capital improvements (barns, sheds, fencing, etc.). An agriculture line of credit may be an attractive solution as well.

Small businesses are great for our communities. We can help you start a new business or expand an existing one. SBA loans may provide longer terms and less restrictive repayment options.

Your First Southern loan expert will help analyze your needs, explain your options and answer your questions.