First Southern National Bank
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Understanding Fraud Can be the First Step in Prevention

Understanding and recognizing fraud and other types of scams can be an effective way of helping prevent it from happening to you.

Cybercriminals change their tactics quickly and often to avoid detection and to increase their chances of obtaining usable information, so First Southern remains vigilant in educating our customers on the latest trends in fraud.

Staying “in the know”

Nationally through the Federal Trade Commission, you can find out about National Alerts and how to recognize the warning signs.

Just a few of the scams affecting our nation include those targeting job seekers, online dating app users and Netflix subscribers.

Protecting Kentucky families, especially senior citizens, from scams, abuse and exploitation is a top priority for the Attorney General’s office. You can sign up to receive Kentucky Alerts and get notified when con artists are on the attack in Kentucky.

One of the recent scams in Kentucky, targets students pretending to offer student loan debt relief in exchange for a large fee and students’ personal information. There is also a scam that targets Grandparents, in which senior citizens have received phone calls from scammers claiming to be their grandchildren.

Our Commitment: Protecting You

Your account and transactions are privileged information, which makes security First Southern's top priority. Our online services – Online Banking, Bill Pay and Online Business Banking – utilize firewall and encryption technology that exceeds industry standards, ensuring that your transactions are executed in privacy.

First Southern National Bank systems have an impeccable track record and have not been compromised because of these scams; however, it is important to be aware of fraudulent emails, texts and social media scams and to protect your personal and financial information.

We will never ask for your Online Banking username or password, account number, Personal Identification Number (PIN) or Social Security number in an email, via social media or by text message. If you do receive communication asking for this type of sensitive information, please call us immediately at 1-866-602-3762 and choose option 1.


John Ward
Information Security Officer / Bank Security Officer

(606) 365-4387 Ext:19606
Email: john.ward@fsnb.net