First Southern National Bank

Visa Debit Card

We've upgraded our Visa debit cards with a new look and now with chip technology! You’ll benefit from the latest in card fraud protection with integrated chip technology. The ATM/Debit Card Replacement Fee is $10.00 per card.


debit card

Introducing Chip Technology

The newest evolution in fraud protection now resides in your VISA Debit Card. Becoming the new global standard, chip technology is a built-in feature adding a new level of security and increasing protection against fraud. This embedded chip provides extra security against fraud by encrypting customer data when used at chip-enabled registers. First Southern National Bank is now implementing this new technology to make your card more secure.

Enjoy Increased Fraud Protection

Your new VISA Debit Card has an embedded chip that generates a unique, single-use code to validate transactions made at chip-enabled registers—further protecting your card from unauthorized use.

Start Using Your New Chip-Enabled VISA Debit Card Today

If a merchant is not enabled for chip payments, your new chip-enabled VISA Debit Card can still be used traditionally, by swiping the magnetic stripe. Your new, chip-enabled VISA Debit Card will be activated upon receipt so there's no need to call. You're free to start using at your favorite merchant immediately.

For security purposes, please be sure to secure shred your old VISA Debit Card or surrender it to your local First Southern National Bank location.

Enhanced Security

Your chip-enabled VISA Debit Card provides added fraud protection when used at chip-enabled readers.

Global Acceptance

Overseas or at home, enjoy greater card security everywhere chip technology is accepted.

Using Your New Chip-Enabled VISA Debit Card


step1 Insert the chip end of your VISA Debit Card into the terminal with the chip facing up
Keep your card in the terminal and follow the prompts on screen
Remove your card when prompted and take your receipt. Keep in mind, you may need to sign for your purchase.


Order Your New Card Today

To report a lost or stolen ATM or Debit card, please call your local branch. After hours, please call 844-202-5333 and choose option 1.

First Southern National Bank is proud to offer protection through Card Sentry.

What is Card Sentry?

  • 24/7/365 analyst-staffed call center
  • Fraud monitoring platform powered by ACI’s Proactive Risk Manager (PRM)
  • Automated & human elements together provide a comprehensive debit card fraud monitoring solution
  • Evolving approach to today’s fraud trends
  • Real-Time Denial (RTD) program to decline transactions matching pre-defined criteria for high risk or matching

If you would like to learn more about Card Sentry or any of the services we offer, please contact us.