FAQs about HSAs  | FAQs About HSAsGet Started!

Have questions about how an HSA would work for you and your family? Our goal is for you to fully understand the ins-and-outs of an HSA so you can make an informed decision on whether or not this account is right for you. Click on any question below for details and answers to your questions.

What is a Health Savings Account? | Read More >

Who can open a First Southern National Bank HSA? | Read More >

Who is allowed to contribute to my HSA? | Read More >

How can contributions be made to my HSA? | Read More >

What are the annual maximum contribution limits? | Read More >

If my insurance provider or employer has a preferred financial institution, do I have to use that institution for my HSA? | Read More >

How do I access my account funds? | Read More >

How do I apply and what happens next? | Read More >

Additional information on Health Savings Accounts may also be found by visiting www.irs.gov or by speaking with your tax advisor.