30 Years Later

February 28, 2014

My parents taught me to save when I was very small.  They started my first savings account and taught me to work hard and save for the things I needed and wanted.

As a teenager, I invested hours of hard work on the family farm – saving money for school, for a vehicle (a 1975 Oldsmobile Cutlass!), and of course, for my future needs. 

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Beware of The Parent Trap

January 27, 2014

Throughout my career as a lender I have seen countless young people make the same financial decisions that ultimately lead them into some tough times. If you are just starting out on your own, or know someone who is, do not fall into what I like to call The Parent Trap

As we are raised by our parents, we become accustomed to the lifestyle that they afford us. 

Cell phones. New clothing. Plenty of food. Reliable transportation. Things that are frequently taken for granted.

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You Can't Save or Give What Is Already Spent

December 10, 2013

I received a phone call the other day from a young couple inquiring of me some strategic advice for funds they had received from selling a business. As their story unfolded, it became clear that they were looking for the same thing many of us look for – “balance” in our lives. They wanted to give, they wanted to save and they wanted to spend but didn’t really know where to start.

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Save to Give - Without Missing It

November 21, 2013

One of my passions is missions. I love to help others.  I have always been the type of individual to tithe at church and give a donation here and there throughout the year, but I wanted to do more.

Last year I decided that in order to do more, I needed to be more intentional in my giving.  What would that look like and how would I do it?

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Sell 30 Items in 30 Days

November 06, 2013

I don’t know that I’ve ever considered myself to be frugal. But I AM a fan of eliminating clutter, which is why the “Pre-Holiday Purge Challenge” from the Frugal Confessions blog caught my eye.

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