First Southern National Bank

First Class Checking Changes

We're excited about the changes we've recently made to our First Class Checking account and know you will be too! 

Reduced Monthly Account Service Fee

We've lowered the First Class Checking account monthly service fee to $5.95 and discounts are offered to veterans or seniors (55 or older) and for Online Statement enrollment (maximum discount of $2.00 per account per month).

Expanded First Class Benefits

The new First Class benefits package has expanded to include even more extras!

  • Accidental Death & Dismemberment Insurance (AD&D)
  • Cell Phone Protection
  • Full Service Travel Agency
  • Identity Theft Restoration Services
  • Price Protection - Low Price Guarantee on Most Retail Purchases
  • Roadside Assistance
  • Shopping & Entertainment Discounts
  • Warranty Registration

Visit our First Class Benefits page online at There you'll find lots of information about our First Class Checking account and all the extras we know you'll love.

First Class Checking Comparison











Additional Checking Options

If a First Class Checking account isn't for you, we're sure you'll find an account that fits your lifestyle - and an exceptional customer service team to help you whenever you need it.

Traditional Checking

First Southern's Traditional Checking account offers those traditional checking options you've grown accustomed to and the freedom to write checks or to do your banking online. Traditional Checking customers enjoy unlimited transactions, including check writing, debit card and ATM transactions. And as long as you're a student, keep a $500 monthly balance or are a senior (55 or older) or veteran, we'll waive the $7.95 monthly balance fee.

Online Checking

If you're looking for an account with no monthly maintenance fee, don't plan to write checks and don't need a paper statement, this is the account for you. As with all First Southern Checking accounts, our Online Checking account offers free Online Statements, Telephone Banking, Online Bill Pay, Mobile Banking, Round-Up Savings and Special Overdraft Protection! $2.00 excess paper item fee per item in excess of 5 per statement cycle. $5.00 fee applies for paper statements.